GA auto insurance requirements are as follows.

For bodily injury liability, the minimum amount of coverage required is $25,000 for each person injured. The total allowed amount is $50,000.

$25,000 is the minimum amount for property damage.

Don’t try to evade coverage. Georgia uses a database that contains all information submitted by insurance companies, within 30 days of any change, to keep track of individuals’ insurance coverage. The state receives the vehicle identification number and this information is compared to the tag database. The system works the same way system officers use it to make sure the vehicle is not stolen.

Having insurance cards no longer proves you have insurance. Georgia will not accept the card as proof; but, you should keep it in your vehicle in case of an accident.

Georgia state law requires that someone be at fault for causing the accident. Whoever is at fault is responsible for the damages caused as a result of the accident. If you do not have insurance and are found to be at fault, the cost of the damages will be out of your own pocket.

Georgia, like all states, has specific sets of rules and requirements regarding auto insurance.

Your insurance may not pay for damages under certain circumstances, if this happens Georgia has uninsured coverage for these cases and in cases where someone is unable to obtain insurance. You must prove that your insurance company does not cover the damage in the situation in which you find yourself. There are exceptions to coverage and it is up to the individual judge if the exceptions will apply.

As a resident of the state, you have the right to be paid for the damages caused by the accident. This includes any injury to your person, property damage, and death.

The state of Georgia and some other states will allow you to take advantage of their insurance. Basically, if the other person’s insurance doesn’t cover all of your damages due to the amount of coverage on the policy, you can add your limits to theirs, if you have uninsured or underinsured coverage on your insurance.

Be sure to check your insurance card and policy to make sure all information is correct. This includes the vehicle license plate number and vehicle identification number. Notify the insurance company immediately if you find inaccurate information.