It doesn’t matter how old you are or what car you drive. You still need a license and insurance to get you on the road. If you are a new driver, it can be even more expensive.

After the cost of your car, the biggest expense is your car insurance and you can save money on this and spend it on other things.

The biggest mistake many people make is trusting their insurance company to give them the best quote this year, because they gave you a good quote last year. This is not how you can get the best quotes or how

Here’s what you need to consider before you go out and get insurance for your car.

#1 Your insurance company will give you the best possible quote to get your business initially, but after the first year the price will start to increase considerably. Be sure to shop around before committing to renew with them.

#2 Not all insurers are the same. Some charge different amounts for the same car at the same location. That’s why you not only need to get more than one quote, but if you have more than one residence, get quotes for all of them.

#3 Keep your mileage to a minimum and keep the car in a garage if you can. This will greatly reduce your car insurance. Insurance companies are fighting for your business, especially now in a recession and by following these steps and shopping around you will get the best deals.